Ralf Lai is born in Malaysia, and graduated in BSc in Chemistry in Singapore. He learnt investing the hard way. He invested his hard-earned savings in stocks back in 2011, at the highs, partly due to his ignorant beliefs in financial news.
He decided to stop following mainstream financial news, and start reading every technical analysis book available. In doing his analysis he discovered a passion in researching the WHY question behind movements. Combined with the fact that he is a very curious perosn, and an insatiable appetite to learn, he started learning the ability to decipher charts.
He has developed into a TOP-DOWN approach, meaning monthly historical data and daily or 4 hour entry using candle as an entry signal, indicator. With his sharp analysis he joined the InvestingHaven team in October 2017.