The U.S. Senate is set to vote at approximately 2:15 p.m. ET today on whether to advance the CLARITY Act, formally H.R. 3633. This is a procedural cloture vote, not final passage. The bill needs 60 votes to move forward, creating a crucial test for bipartisan support.
Key Takeaways
- The Senate votes today at approximately 2:15 p.m. ET, with 60 votes required to advance the bill.
- XRP may have more regulatory upside than Bitcoin because its U.S. market has faced greater classification uncertainty.
- XRP rose 7.7% to $1.46 on Monday, while Bitcoin gained 2.3% to $79,164 before both reversed lower.
RECENTLY UPDATED: XRP Price Prediction Forecast 2026 2027 2028 – 2030
The CLARITY Act Has Reached A Crucial Test
Senate Republicans released a revised 635-page bill after adding 126 changes requested by Democrats. The revisions include tougher ethics rules, greater state enforcement powers and changes addressing bank concerns over stablecoins.
Still, the 60-vote threshold is difficult. Republicans hold 53 Senate seats, so seven Democrats or independents must join them if every Republican votes yes. A failed vote would leave the legislation facing a shrinking window before the midterm elections.
That political risk is already appearing in prices. Bitcoin fell below $77,000 early Tuesday as market expectations for passage weakened. Polymarket also cut the estimated chance of passage this year from 31% to 19%.
Why XRP Could Have More To Gain Than Bitcoin
Bitcoin already has a relatively established U.S. regulatory position. Clearer market rules could still support institutional participation, but the incremental benefit may be smaller.
XRP has a different history. Questions around its regulatory classification have remained a major source of uncertainty for U.S. investors. A clearer framework could therefore remove a larger regulatory discount from XRP.
Monday’s price action supports this distinction. XRP jumped 7.7%, compared with Bitcoin’s 2.3% gain.
Yet this cuts both ways. Bigger expectations can produce bigger losses if the Senate fails to advance the bill.
ALSO READ: Why XRP Could Rally In 2026: 5 Bullish Signals Investors Are Watching
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What The Vote Could Mean For XRP And Bitcoin
A successful cloture vote would not make the CLARITY Act law. It would open the next stage of debate and amendments.
For XRP, a strong vote could revive the push toward $1.46 and potentially higher levels if investors expect continued legislative progress. A failed vote could quickly unwind the premium built around regulatory optimism.
Bitcoin may react more calmly. Its regulatory position is already stronger, making the broader liquidity and risk environment more important.
The Federal Reserve’s policy decision on September 16 adds another variable less than 24 hours later. That could determine whether any post-vote crypto rally survives beyond the initial reaction.
Conclusion
The CLARITY Act could benefit the entire crypto market, but XRP has more uncertainty to shed. This gives XRP greater upside from regulatory progress, while also increasing its downside if the vote disappoints.
InvestingHaven’s premium crypto research tracks these policy shifts alongside price structure, market signals and key levels, helping investors assess whether a move has enough support to continue.
For XRP and Bitcoin, today’s vote may start the next move, but the reaction afterward could reveal much more.
