Bitcoin holds market control as ETF flows stay active. Ethereum keeps steady network use, while XRP sees strong ETF demand and price momentum.

The crypto market enters January 2026 with clear leaders and active capital flows.

Bitcoin trades around $90k, Ethereum holds above $3,100, and XRP trades close to $2.10. ETF activity, network usage, and short-term inflows shape price action.

Volatility remains high, but data shows where attention and money concentrate.

ALSO READ: Top 12 Cryptocurrencies To Buy With Explosive Potential

1. Bitcoin

Bitcoin is trading around 90486.26 and remains the largest crypto asset by market value and the primary signal for market direction.

Spot Bitcoin ETFs continue to see large daily flows, which cause quick price swings. 

When inflows rise, BTC often pushes higher and lifts the wider market.

When flows slow, prices pull back just as fast. 

At today’s price, Bitcoin still attracts long-term buyers while short-term traders react to macro news and ETF data.

Its role as the market anchor remains unchanged.

RECOMMENDED: 5 Reasons To Buy Bitcoin (BTC) Today

2. Ethereum 

Ethereum trades around 3081.07 and keeps its position as the leading smart contract platform.

DeFi activity, stablecoin transfers, and NFT minting continue to generate transaction fees. 

Recent network upgrades lowered average gas costs, which improves user experience and supports steady on-chain activity. 

Ethereum faces competition, but no other network matches its developer base or total value locked. For January 2026, ETH stands out for real usage rather than hype.

RECOMMENDED: 5 Reasons to Buy Ethereum (ETH) Today

3. XRP 

XRP is currently around 2.09 after sharp early-January gains.

New XRP spot ETFs recorded strong inflows, increasing assets under management and boosting visibility. 

These inflows helped push prices higher and added a different exposure compared with Bitcoin and Ethereum. 

XRP’s performance now closely tracks ETF activity, making fund flow data an important signal for short-term moves.

RECOMMENDED: 5 Reasons to Buy XRP

Conclusion

Bitcoin offers liquidity leadership, Ethereum provides network utility, and XRP adds ETF-driven momentum.

Together, they form a balanced crypto mix for January 2026.

Volatility remains part of the market, so data and discipline matter more than emotion.

Which Cryptocurrency Has 10X Potential in 2026? 

Our next Premium Crypto alert for Investing Haven Members will be published in the coming days, We will outline key coins to focus on in 2026 with 10x potential along with other key insights for crypto investors in 2026.

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