Ripple CEO Brad Garlinghouse expects new crypto highs in 2026.

He points to institutional capital and clearer U.S. rules shaping market direction.

At Davos, Ripple CEO Brad Garlinghouse said crypto markets still have room to climb, even after sharp pullbacks.

His comments come after about $1.8B in leveraged positions closed within 48 hours. 

Garlinghouse says this turbulence does not change his long-term view, which is informed by growing institutional demand and clearer rules in the U.S

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Why Ripple’s CEO Expects Higher Prices

Garlinghouse bases his outlook on two clear trends.

First, U.S. regulation shows more direction than in past years.

Lawmakers have advanced bills focused on stablecoins, custody, and market structure, giving large firms more confidence to participate. 

Second, institutional access has improved. Spot Bitcoin ETFs and better custody tools allow pension funds and asset managers to enter without major friction.

These changes already left a mark. Bitcoin’s rise to about $125,000 in late 2025 followed sustained ETF inflows and rising demand from professional investors.

Garlinghouse argues these forces have not fully played out, especially for assets tied to payments and settlement, where Ripple focuses.

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Why Crypto Markets Feel Unsettled Right Now

Despite long-term optimism, short-term pressure remains strong.

Data from derivatives platforms shows about $1.8B in leveraged positions closed over 48 hours as prices fell.

This wave of selling accelerated losses across major tokens.

Macro concerns added to the stress. Shifts in bond markets and global rate expectations pushed traders to reduce risk quickly.

XRP reflected this pattern, giving back early-January gains as traders cut exposure across the board.

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What This Means For XRP And Everyday Investors

For XRP holders, Garlinghouse’s view suggests confidence in long-term adoption for cross-border payments and tokenized finance.

Still, price swings remain sharp. Recent liquidations show how fast leverage can unwind.

Going forward, continued regulatory progress could support renewed buying.

On the other hand, tighter liquidity or further macro shocks could extend volatility. Managing position size and expectations remains critical.

Conclusion

Garlinghouse’s outlook points to higher crypto prices ahead, but recent liquidations and macro pressure show that the path upward may stay uneven.

Regardless of a long term positive outlook, this is not expected without continued volatility.

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