Checking XRP’s price performance a year from today and what it means for long-term investors. What will a $5k investment in XRP today be worth in May 2026?
Our analysts are wholly bullish about XRP’s future price action and are confident that it will rally past the 2018 all-time high and set a new price record.
This observation is supported by the fact that it is yet to price in the many developments that took place on the Ripple network in the five years that it was battling the SEC in the corridors of justice.
It is also backed by the fact that, like all other altcoins, further uptrend was paused by the many negative macros that turned the market bearish since February.
At the time of writing, XRP is trading around $2, and our analysis suggests that it could rally by at least 300% to peak around $6.44 in 2026.
So, What Will a $5,000 Investment in XRP be Worth in 12 Months
If you invested $5,000 in XRP right now and it eventually rallies and peaks above $6.44 in 2026, this investment will have grown to $15,000. This translates to a 3x ROI in about 12 months.
We are also wildly bullish about XRP’s future price action. By 2027, for example, our analysis indicates that an XRP investment will have rallied by more than 4X to peak above $9.1.
This implies that if you invest $5,000 today and hodl until 2027, this investment could be worth $20,000+.
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Comparing XRP to Other Assets
In order to understand if XRP is worth buying, we need to look at what you stand to gain if you had invested in equally speculative assets.
Gold: By 2026, our analysis shows that gold prices will have appreciated by about 14% to peak above $3,800. This translates to a 1.14x ROI, implying that if you invest $5,000 in gold today, its peak value in 2026 will be worth $5,700. This makes XRP a better investment because it is expected to outperform gold.
Bitcoin: By 2026, our analysis shows that Bitcoin will have rallied by more than 210% to break above $200,000. This translates to a 2.1x ROI, implying that investing $5000 in BTC today will be worth around $10,500. XRP is the better buy in this case as it is expected to outperform Bitcoin.
Should You Buy XRP Right Now?
Yes, because it remains massively undervalued, especially considering it hasn’t fully priced in the impact of Ripple’s legal victory and years of ecosystem development.
And with analysts projecting up to a 3x return by 2026 and potentially even outperforming both Bitcoin and gold, XRP offers a high-upside opportunity for long-term investors.
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