KEY TAKEAWAYS
- Analysts at major institutions see XRP reaching $8 by 2026, implying more than 247% upside from current prices.
- XRP has already gained about 25% this month, with rising volume supporting the move.
- More aggressive forecasts above $20 exist, though they depend on stronger adoption and capital inflows.
Analysts project XRP reaching $8 by end of 2026, pointing to ETF demand, improving market structure, and renewed momentum after recent gains.
XRP is tradiing around 2.13 entered 2026 with strong momentum, rising about 25% in early January and outperforming both Bitcoin and Ethereum over the same stretch.
Prices recently traded in the low-$2 range, yet several analyst models now point to a much higher valuation over the next two years.
One widely cited forecast from Standard Chartered’s Geoffrey Kendrick places XRP at $8 by the end of 2026, implying upside of more than 247% from current levels.
We will be covering XRP in detail in our next Premium Crypto Alert along with a crypto that we believe has More upside potential in 2026
RECOMMENDED: 1 Reason Why XRP Could Sky Rocket
XRP Price Momentum Is Building
XRP’s recent rally did not happen in isolation. Trading volume increased alongside price, suggesting broad market participation rather than thin, short-lived moves.
From a technical view, XRP pushed through key resistance zones and held above prior support levels, a sign that buyers remain active.
Traders now focus on the $2.40 to $3.00 range, an area that has capped price advances in past cycles.
A sustained move above that zone would strengthen the case for continued upside over the medium term.
ALSO READ: Will XRP Hit $5? Three Scenarios for the 2026 Bull Run
Analysts See A Path To $8 XRP
The $8 target gaining attention comes from long-term valuation models that factor in institutional demand and potential ETF-related inflows.
At current prices, that target implies a gain of close to 300%.
Other analysts go further, outlining scenarios where XRP reaches $20, $30, or even higher.
These higher targets assume faster adoption in cross-border payments and tighter effective supply.
While those scenarios are less conservative, they show how wide the outcome range becomes if several positive factors align.
RECOMMENDED: Will XRP Hit $20? Timeline And Likelihood
What Could Push XRP Higher?
Several developments may help push XRP’s price higher this year. Interest around spot XRP ETFs continues to grow, which could open the door to larger pools of capital.
Regulatory clarity around Ripple has also improved sentiment compared with previous years.
On top of that, XRP’s use in payment and settlement networks gives it a real-world role that analysts factor into longer-term pricing models.
RECOMMENDED: Could Central Banks Quietly Be Testing XRP For Settlement?
Conclusion
XRP’s recent strength and bold analyst forecasts have reshaped expectations for the next two years.
A move to $8 is not guaranteed, but current data shows why many see meaningful upside if momentum, adoption, and capital flows continue to improve.
We just covered XRP and many others Cryptocurrency assets in this week’s premium members alert, in our next alert we will reveal a crypto that we believe has more upside potential than XRP in 2026.
Latest Crypto Premium Alert: The Bounce Is Here, As Expected. A Few Alts That Look Tremendously Powerful. (6th January 2026)
In our next premium crypto alert we will identify the crypto that we think has 10x potential





