Is It Too Late to Buy XRP in 2025? What Investors Need to Know

However, investment timing is crucial, so let’s explore the key factors and essential information you should know before buying XRP in 2025.

After rallying 450% in reaction to Trump’s win, investors have questioned whether XRP has what it takes to go further up.

We explore three reasons why we think it’s not too late to buy XRP and it’s worth adding to any portfolio.

Ripple has made waves not just because of its innovative technology. This has the potential to revolutionize the banking industry and cross-border payments. XRP has also attracted massive investor interest because of the 450% price jump it made in the last 5 months.

This has some investors wondering if it is too late to invest in XRP this cycle. It, however, is our submission that Ripple remains not just one of the most promising but also one of the most undervalued digital assets out there today.

Crypto assets are unregulated & highly speculative. No consumer protection. Capital at risk.

Not sure whether to buy XRP right now? Here are three things you need to know about Ripple:

SEC may reclassify XRP as Commodity 

On key piece if information to consider when thinking about if it’s too late to buy XRP is the Ripple vs SEC case, it has been the only major block standing in XRP’s path to recovery and a jump to a new all-time high.

But if you have been paying close attention to the industry, you will notice a trend. A crypto-friendly SEC acting chair was recently appointed. He proceeded to set up a commission to relook into the Biden-era crypto policy.

Even before the committee presented its report, the SEC dropped the Coinbase case and asked for a pause on the Binance Case.

This, along with a host of other factors – like XRP’s – and President Trump’s inclusion in the national Strategic Crypto Reserve has convinced analysts that the SEC will drop or settle the Ripple case.

Fundamentals haven’t been priced in

It is worth noting that the many developments in the Ripple network haven’t been priced in.

In fact, you would be correct to argue that the 450% increase in price reported over the last few months was a reaction to a rallying market and not the pricing in the underlying Ripple fundamentals.

Moving forward a number of factors are expected to continue driving Ripple’s recovery.

These include potential approval of Ripple ETFs, with 77% of bettors on Polymarkets expecting to receive the nod before year-end.

Others include Ripple’s partnership with more financial institutions and the launch of more CBDCs on its Ledger network.

Investor interest in XRP has been rising steadily

 Less than a month after Gary Gensler’s exit, more than 200,000 new wallet addresses bought XRP.

Barely 72 hours ago, it was reported that Ripple whales had acquired $150 Million worth of XRP. These statistics do not just confirm the market’s interest in the top altcoin. Historically, the two events often precede a bullish reversal or significant price increase for any digital asset.

XRP Price Forecast

Over the short term, if you are considering if it’s too late to buy XRP, it’s worth noting that XRP will likely continue trading sideways, thanks to the ongoing legal battle and the bearish inclination of the crypto industry.

Over the longer term, however, analysts are confident that Ripple will rebound and possibly breach the $4.41 mark by year-end before rallying further and peaking around $12 by 2030.

Crypto assets are unregulated & highly speculative. No consumer protection. Capital at risk.

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